Vehicle Damage Correlation to Injury Severity
A recent
NHTSA report shows that crash characteristics become more favorable for the
occupant as the amount of residual deformation increases. This excludes crush
intrusion into the occupant compartment. Robbins concluded that in crashes
where there is no intrusion into the occupant compartment, “A common
misconception formulated is that the amount of vehicle crash damage due to a
collision, offers a direct correlation to the degree of occupant injury.” This
author further emphasized that the concept of determining injury risk based
from crush depth only is false reasoning. Although crush depth can be used for
determining delta-Vs and PDOFs, other variables also must be considered before
injury severity can be determined accurately. Many automobile insurance
companies promote the myth that collision injuries correlate to the vehicle
external structural damage and costs of repair, and have taken this position as
a matter of policy. A claims adjuster might reject a claim, concluding that
since there was only $1,000 worth of damage to the vehicle on a repair
estimate, the person could not possibly be hurt, and not authorize any payment
for treatment. On the other hand, the same adjuster might assume that since the
car was totaled, the occupant must have significant injury, and authorize
payment without any dispute. The assumption that the risk of injuries related
to the amount of external vehicle damage in all types of crashes has little
scientific basis.
In a
recent NHTSA report, Romilly et al. stated, “The mechanics of a high speedcollision are relatively well documented. The vehicle structure deforms,
converting the system’s kinetic energy into sound, thermal, and strain
energies. The rate of deformation is a result of the vehicle’s stiffness
characteristics while the amount of recoverable deformation is a function of
its elastic properties. At high impact speeds, very little elastic recovery
occurs and the vehicle generally behaves as a plastic body. At low impact
speeds, however, plastic behavior may be absent allowing most of the total
impact injury to be recovered in elastic rebound. For the occupant, the best
ride down profile occurs when the vehicle behaves as a plastic body with large
deformations to reduce the overall acceleration. This creates a major dilemma
for the manufacturer, occupant, and insurer. Each would like the vehicle to
provide the maximum protection for the occupant with the minimum material
damage to the vehicle during a collision. As the vehicle becomes stiffer, the
vehicle damage costs are reduced as less permanent deformation takes place.
However, the occupant experiences a more violent ride-down, which increases the
potential for injury. This implies that vehicles that do not sustain permanent
damage in low speed impacts produce correspondingly higher dynamic loadings ontheir occupants than those that deform plastically under the same or possibly
more severe impact conditions
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